The Fair Credit Reporting Act is a federal law that restricts who can access your credit report. It gives you the right to obtain your credit score and credit report. The Fair Credit Reporting Act ...

Getting a $5,000 personal loan may not require good or prime credit. Subprime borrowers with fair credit scores between 580 and 669 can qualify for $5,000 personal loans in some cases. Lenders assess ...

When the borrower of a personal loan dies, the borrower’s estate or a surviving spouse may have to repay the loan, but what happens to personal loans when the lender dies? The borrower will likely ...

Interest rates across savings accounts can vary quite a bit. Lantern by SoFi has helped find some of the top providers and what rates they currently offer. Compare today’s high-yield savings rates ...

Unexpected financial challenges can strike at any time, leaving individuals searching for fast and flexible solutions. Hardship loans are designed to provide temporary relief during difficult periods ...

Moving to a new state brings plenty of change — and your banking needs are no exception. While some national banks offer easy transitions, others may lack convenient locations or services in your new ...

Managing finances on behalf of someone else can be a significant responsibility — especially when it involves government benefits like Social Security or disability payments. A representative payee ...

A canceled check is a check that the bank cancels once the money is deducted from the payer’s account — that way, the check can’t be used twice. While canceled checks may seem like a thing of the past ...

Having the ability to open a bank account is a major part of navigating society. Without banking services, it can be difficult, if not impossible, to pay your bills, take out a loan, open a credit ...

Saving money is an essential habit that can help you achieve your financial goals. A passbook savings account can help you start — and stick — to that habit by giving you a booklet that tracks your ...

An unsecured personal loan allows you to borrow money for just about any purpose without requiring you to put up collateral. That means you won’t need to secure the loan with your home, your car, or ...

If you’re looking at personal loans, mortgages, or car financing, you’ll want to know two key things — the interest rate and how the interest will be calculated. Interest is either simple or compound.