Money pro Rachel Cruze was raised on financial caution. The daughter of finance expert Dave Ramsey, she went on to become a ...

From the Caribbean to budget Europe While you may be able to ... of performance nutritionist Andrew Petts and Arj Thiruchelvam, personal trainer and head coach at Performance Physique, to analyse ...

• Review your insurance cover: Ensure you have adequate insurance policies in place, such as medical aid, life insurance, ...

Your debt-to-income ratio (DTI) would be 36%, meaning 36% of your pretax income would go toward mortgage and other debts.