In addition to interest rates, review the fine print for penalties and repayment terms, and select a reputable lender to avoid harsh recovery practices.
If you owe unsecured debts, such as credit card balances or personal loans, your monthly savings can go toward paying them off first. Once that’s done, apply for a secured credit card like the Cleo ...
Jenni is a personal finance editor and writer. Her favorite topics are investing, mortgages, real estate, budgeting and entrepreneurship. She also hosts the Mama’s Money Map podcast, which helps ...
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