Instead, here are nine completely free, simple-to-use budget templates and spreadsheets that are available to download right now. 1. Microsoft Excel Personal Monthly Budget Spreadsheet.

You can also customize the free budget templates if you want to change colors, fonts, ... Credit Karma offers a simple and detailed monthly budget template for Microsoft Excel or Google Sheets.

Weekly budget template. If you're looking for a free budget planner to track expenses on a weekly basis, this planner from Spreadsheet123 could be just what you need.

If you have Microsoft Office, consider Microsoft Excel's suite of budgeting templates designed to fit many different needs, ...

Simple budget template. If you're new to budgeting and your expenses are few and easy-to-track, simple is best. ... This free budget template, from Budgets Are Sexy, ...

You don’t have to spend a lot of money on a business budget template. There are a number of great free small-business budget templates available online.

Wirecutter, a product review site owned by The New York Times, has a roundup of budgeting apps and tools to recommend, like the YNAB (You Need a Budget) service ($84 a year, but with a free trial ...

Use NerdWallet's free template to make a budget that aligns with the 50/30/20 spending rule. A budget can show you where your money is going so you can make changes if needed.

Microsoft provides several simple budget templates, and if you're familiar with Excel, they're easy to use. For a truly free alternative, try a budget template for Google Sheets.