Money pro Rachel Cruze was raised on financial caution. The daughter of finance expert Dave Ramsey, she went on to become a ...

Many Americans want a home, a car, sufficient retirement savings, an emergency fund and enough money left over to be free of ...

Your debt-to-income ratio (DTI) would be 36%, meaning 36% of your pretax income would go toward mortgage and other debts.

• Review your insurance cover: Ensure you have adequate insurance policies in place, such as medical aid, life insurance, ...