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Bing3 天
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搜狐27 天
民间借贷中的“利滚利”一定不合法吗？
其一，借贷双方必须经过充分协商并达成一致意见，且重新出具债权凭证；其二，前期利息的利率没有超过合同成立时一年期贷款市场报价利率（LPR）的4倍。对复利的计算，一方面，重新计算利息时，适用的利率上限是新合同成立时LPR的4倍。另一方面，借款人 ...