A reader asks, "Would you please suggest how one can manage financially if one is not eligible for health insurance due to ...

This is a debt mutual fund screener for portfolio selection, tracking, and learning. It also includes hybrid funds that invest in bonds. It will satisfy investors who wish to invest in money market ...

One of the earliest money lessons I absorbed came from watching my father’s struggles with debt. He ran a small business that faced repeated setbacks, and the stress of repaying loans shaped my ...

Do you have a comment about the above article? Reach out to us on Twitter: @freefincal or @pattufreefincal Have a question? Subscribe to our newsletter using the form below. Hit 'reply' to any email ...

Last Updated on June 24, 2025 at 3:00 pm Ever since the announcement of the Unified Pension Scheme (UPS), I had assumed that it would also apply to the Union Government’s Central Autonomous Bodies ...

Do you have a comment about the above article? Reach out to us on Twitter: @freefincal or @pattufreefincal Have a question? Subscribe to our newsletter using the form below. Hit 'reply' to any email ...

5. Take your parents out on holiday, buy them stuff etc. Once your parents become old or sick, it would be quite difficult to do any of the above. So make hay when the sun shines! Ps. Another regret I ...

The inflation each year is assumed to be 10%. We shall also assume that the reader can increase his investments for this goal by 10% each year. We assume the current cost is Rs. 5 lakhs. This will ...

But here’s the question: Which LTCG should be set off first – equity or non-equity – when both are taxed at the same 12.5% rate? At first glance, one may wonder why it matters if the tax rates are the ...

A reader asks, “Can I use a simple equity + debt portfolio instead of multiple retirement buckets? Won’t this be easier to manage?” When I was younger, I would have agreed with the reader. Age and ...

It should hold lower and lower quantities of (Indian) mid cap and small cap stocks. Its portfolio turnover ratio could go down. Let us find out if this is true. Before we do this, there is yet another ...

This requires some experience, and I will not recommend it to newbie debt fund investors. Even older investors should tread with caution, look at the credit quality of the bonds, and ensure the ...