In comparison, the average rate for a 1-year CD in the U.S. is 1.84% APY (Annual Percentage Yield) according to the FDIC. 4.10% $0 The best online banks and credit unions currently pay over 4.45% ...

Term options: First National Bank of America offers CD term lengths ranging from 6 months to 10 years. Penalties: The following early withdrawal penalties may apply to First National Bank of ...

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