A CD provides the safety of a savings account, but it can offer a higher fixed interest rate. That said, you need to be willing to commit your cash for a specific period of time.

Ashley Donohoe is a personal finance writer, Financial Planning and Wealth Management Professional and Certified Financial Education Instructor based in Cincinnati. She covers banking, loans ...

He also holds a bachelor’s degree in Finance. If you're looking for a new certificate of deposit, why not consider Golden 1 Credit Union's CD rates? This credit union's high-yield term savings ...

When it comes to earning interest with little risk, certificates of deposit (CDs) tend to be a good option, though they require you to commit to investing for the duration of the CD term to avoid ...

But most of its terms are well below the best CD rates available. Annual percentage yields and account details are accurate as of Nov. 1, 2024, and could differ depending on your location.

However, you won’t be able to manage all your financial needs with Marcus as it doesn’t offer checking or many loan products, but its CD terms could fit nicely into your savings plan.

CD laddering is a strategy where you open a number of CD accounts with different maturity dates. This lets you take advantage of the higher APYs many banks offer on longer-term CDs without locking ...

Six-month CD rates can play a role in boosting your short-term savings, especially in some saving strategies such as CD ladders. Here's a list of our picks. Why trust NerdWallet Strict editorial ...

Certificate of deposit accounts (CD accounts) operate similarly to high-yield savings accounts in some ways, but the two have some very important differences. What is a high-yield savings account ...

If you’re interested in an Edward Jones certificate of deposit (CD), rates are higher than the national average, ranging between 4.00% and 4.50% annual percentage yield (APY). These rates are on ...