At Business Insider, we monitor national banks and credit unions daily to find the best 2-year CD rates currently offered. The best 2-year CD rate available nationwide is 4.25% (on balances of $ ...

The national average bank interest rate for 3-month CDs is 1.50% APY, but all of our top picks for the best 3-month CD rates offer significantly higher interest rates. The best 3-month CD rate is ...

Interest is compounded daily and credited to your account monthly. If you take money out of your CD during the agreed-upon term, before its maturity date, you’ll be charged a penalty for early ...