As getting a college degree gets more expensive by the year, more and more students are relying on federal student loans to ...

Borrowing limits. With both subsidized and unsubsidized loans, your school determines the amount you qualify for, but there are also borrowing limits based on your year in school and student ...

U.S. President Donald Trump's new tax and spending measures, which he signed into law on Friday, will hit some students in ...

With Direct unsubsidized loans, interest accrues while you attend school. Federal student loan borrowing limits. How much you can borrow with federal student loans depends on your year in school, ...

Those borrowing under $50,000 a year could save money, while those borrowing more could have a harder time affording school.

These loans are unsubsidized, meaning interest accrues once the loan is disbursed. For the 2025-2026 academic year, Direct graduate student loan rates are fixed at 7.94% for all borrowers.

Unsubsidized: In general, the loan limit for unsubsidized loans is higher than for subsidized student loans. The total loan limit is $31,000 for dependent undergraduate students, ...

Although unsubsidized claims a larger portion of outstanding direct loans — $594.9 billion compared to $295.4 billion in subsidized loans as of the second quarter of 2024 — there’s plenty of ...

Broad Eligibility: Unsubsidized loans are available to a wider range of students, including those who may not demonstrate financial need. This makes them more accessible to a larger portion of the ...