The freefincal robo-advisor tool will now feature equity glide paths for retirement buckets, providing enhanced risk ...

A reader asks, "Would you please suggest how one can manage financially if one is not eligible for health insurance due to ...

I evaluate the performance of my retirement portfolio and my son's future portfolio each year in a personal finance audit. This is the 11th edition.

Last Updated on May 21, 2025 at 9:13 am The freefincal mutual fund portfolio overlap tool (first published July 2017 and updated May 2019) is now fully updated to work blazing fast on Google Sheets.

The notion of retirement has changed considerably over the years. Retirement for our parents meant a complete dependence on salary up to retirement and then complete dependence on pension afterwards.

Getting a guaranteed pension after retirement and beating inflation after retirement has traditionally been two extreme solutions in retirement planning.

In this edition of the reader story, 37-year-old Siva shares his financial journey from scratch in 2014 to a net worth of 18 times annual expenses. About this series: I am grateful to readers for ...

A reader asks, “How to perform a portfolio audit? What are the steps? What should be the frequency? How to achieve it without impacting your core day-to-day job/business? Ideally, how many goal-based ...

Here are five free resources (two ebooks, two webinars and a policy comparison spreadsheet) to help you choose a suitable health insurance policy. 1.

This article explains how a retirement bucket strategy can be combined with an income ladder in various ways. The goal is to reduce the management risks associated with a bucket strategy. In an income ...

In this edition of the reader story, A 25-year-old shares his investment journey. About this series: I am grateful to readers for sharing intimate details about their financial lives for the benefit ...

15-year rolling SIP returns from Sensex Price data (+ 2% added for dividends) vs a 15-year average of Consumer prices inflation vs PPF Returns The 15-year Sensex return has almost always beat the ...