The freefincal robo-advisor tool will now feature equity glide paths for retirement buckets, providing enhanced risk ...

A reader asks, "Would you please suggest how one can manage financially if one is not eligible for health insurance due to ...

Last Updated on December 20, 2023 at 8:47 am I evaluate the performance of my retirement portfolio and my son’s future portfolio each year in a personal finance audit. This is the 11th edition.

Last Updated on May 21, 2025 at 9:13 am The freefincal mutual fund portfolio overlap tool (first published July 2017 and updated May 2019) is now fully updated to work blazing fast on Google Sheets.

With a well-diversified retirement portfolio, dependence on salary with age for new retirement gradually decreasing while for old retirement it is constant until retirement Every year we ask, “if I ...

Suppose our monthly expenses in the first year of retirement are Rs. 50,000. We buy an annuity so that our monthly pension = Rs. 50,000 (after tax!). This will take care of all our monthly expenses ...

The chart that maps the Interest to Principal outgo on our EMIs for this journey You can see that our interest went below the principal in about 15 months since we started with the Home loan. The ...

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4 How to select a health insurance policy: A Webinar This is a webinar by Deepak Mendiratta, managing director of plancover. Deepak has helped many families get medical cover and favourably resolved ...

This article explains how a retirement bucket strategy can be combined with an income ladder in various ways. The goal is to reduce the management risks associated with a bucket strategy. In an income ...

The loss is around 20 percent of my unrealised profits of my entire portolio. So haven’t bothered much. But need some ideas on it.), and started mutual funds investment after reading your articles.

15-year rolling SIP returns from Sensex Price data (+ 2% added for dividends) vs a 15-year average of Consumer prices inflation vs PPF Returns The 15-year Sensex return has almost always beat the ...