If you'd like to get a ballpark of what your 2025 checks could look like, add an extra 2.5% to your current checks. Just keep in mind this is only an estimate with the official number coming Oct. 10.

Jan. 8/15/22, 2025: First checks with the 2025 COLA included go out Technically, the Social Security Administration will apply the 2025 COLA to your December 2024 payment.

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Image source: Getty Images. COLAs provide a much-needed boost to all retirees' checks, and the 2025 COLA is almost here. But to make the most of it, it helps to understand how COLAs work.

However, you can get a pretty good approximation of what your 2025 benefit will be by adding the COLA percentage to your current checks. For example, if the COLA comes in at 2.5% and you're currently ...