Hitting an 850 credit score is impressive, but is it necessary? Learn what it means and how it can impact your life -- or not ...

What you need to know about the changes and how it’ll likely affect everyone — including those without solar panels.

Though credit systems vary from country to country, several countries have their own versions of a credit scoring system used for similar purposes as in the U.S.

For millions of Americans, it might soon be easier to get a mortgage loan — or any type of loan, for that matter — especially if they fall in the 500 to 600 FICO score range or have little to ...

It’s easier to talk about what China’s social credit system isn’t than what it is.Ever since 2014, when China announced a six-year plan to build a system to reward actions that build trust ...

Credit agencies are in charge of a vast invisible system that touches on almost every aspect of our financial lives — and those companies can’t tell my twin sister and me apart, locking us out ...

The 1974 Equal Credit Opportunity Act barred credit-score systems from using information such as sex, marital status, national origin, religion — or race.

China's Social Credit System promises to build on these techniques, using the vast behavioral records of its people to rate them—as consumers, as citizens, as human beings.

Unfortunately, if you owe an old landlord money on your rent, you may begin to hear from a debt collection service called National Credit Systems, Inc. It’s a third-party debt collector that the ...